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Estate planning attorneys refer to Wilbanks & Associates because Senior Settlements often provide the best financial tool to rework complex estate issues. Often through the use of Senior Settlements, estate planning attorneys are able to more efficiently restructure an estate plan to reflect the current financial condition of their client.
Financial Planners
Financial planners enjoy working with Wilbanks & Associates principally for one reason: the results. They have discovered that a Senior Settlement is much more efficient than a 1035 exchange should an underperforming policy require replacement. Should a policy no longer be needed or wanted, this tool generates immediate cash from an unwanted asset which can be used to increase the client's investment portfolio.
At Wilbanks & Associates, we use our extensive experience to underwrite and develop our client's file, then negotiate among our numerous Senior Settlement providers to present the best offer under the current market conditions. Your client is free to accept or reject any offer. There is no fee for your client to explore this option.
Insurance Agents and Brokers
Insurance agents and brokers call Wilbanks & Associates to explore whether their customer whose policy is about to lapse – or who is having trouble maintaining premium payments – would benefit from a Senior and/or Viatical Settlement.
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We secure your residual commissions on the policy being offered for Senior and Viatical Settlements. The new investor owner maintains premiums for the life of the policy. |
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We secure new commissions and residuals for more appropriate life insurance products, including annuities and new joint survivorship policies. |
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We add value to your customers’ experience by offering an option that they may not be informed of. |
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Family and Friends
Family and friends are invited to contact Wilbanks & Associates to explore whether a Senior Settlement or Viatical Settlement makes sense for you and your family. If you are the executor of your family's estate plan, you owe it to yourself to know all of your options. There is no better way to learn more about this important financial planning option – and all at no cost or obligation.
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